/* MJ Correspondente Bancário
   Estilos compartilhados: landing page, termos de uso e política de privacidade */

:root {
  --azul: #0A1FA8;
  --azul-600: #0C25C4;
  --azul-claro: #EAEEFF;
  --azul-escuro: #071577;
  --azul-noite: #040B45;
  --amarelo: #FFC21A;
  --amarelo-escuro: #D9A000;
  --tinta: #0E1330;
  --texto: #3B4262;
  --suave: #646B8A;
  --linha: #E3E6F2;
  --fundo: #F5F6FB;
  --branco: #FFFFFF;
  --whats: #25D366;
  --raio: 18px;
  --raio-sm: 12px;
  --sombra: 0 14px 34px -16px rgba(10, 31, 168, .32);
  --sombra-forte: 0 30px 70px -24px rgba(4, 11, 69, .6);
  --largura: 1140px;
  --topo: 72px;
  --fonte: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--fonte);
  font-size: 16px;
  line-height: 1.6;
  color: var(--texto);
  background: var(--branco);
}
img, svg { display: block; max-width: 100%; }
a { color: var(--azul); text-underline-offset: 3px; }
h1, h2, h3, h4 {
  color: var(--tinta);
  line-height: 1.15;
  margin: 0 0 .5em;
  font-weight: 800;
  letter-spacing: -.02em;
}
p { margin: 0 0 1em; }
:focus-visible { outline: 3px solid var(--amarelo); outline-offset: 3px; border-radius: 6px; }

.container { width: min(100% - 40px, var(--largura)); margin-inline: auto; }

.pular {
  position: absolute; left: -9999px; top: 10px; z-index: 100;
  background: var(--tinta); color: #fff; padding: 10px 16px; border-radius: 8px;
}
.pular:focus { left: 10px; }

/* Dado que o cliente ainda precisa informar. Some quando o texto real entrar. */
.pendente {
  background: #FFF1BF;
  color: #6B4E00;
  border: 1px dashed var(--amarelo-escuro);
  border-radius: 6px;
  padding: 0 .35em;
  font-weight: 700;
}

/* ---------- Botões ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .6em;
  padding: .95em 1.5em;
  border-radius: 999px;
  border: 2px solid transparent;
  font: inherit; font-weight: 700; line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
  transition: transform .15s ease, background-color .15s ease, box-shadow .15s ease, border-color .15s ease;
}
.btn svg { width: 1.25em; height: 1.25em; flex: none; }
.btn:hover { transform: translateY(-1px); }
.btn-primario { background: var(--amarelo); color: var(--tinta); box-shadow: 0 12px 26px -12px rgba(255, 194, 26, .9); }
.btn-primario:hover { background: #FFCD3F; }
.btn-azul { background: var(--azul); color: #fff; }
.btn-azul:hover { background: var(--azul-600); }
.btn-contorno { border-color: rgba(255, 255, 255, .4); color: #fff; }
.btn-contorno:hover { background: rgba(255, 255, 255, .1); border-color: rgba(255, 255, 255, .7); }
.btn-pequeno { padding: .6em 1.1em; font-size: .92rem; }

/* ---------- Topo ---------- */
.topo {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .94);
  backdrop-filter: saturate(180%) blur(10px);
  -webkit-backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--linha);
}
.topo .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: var(--topo); }
.marca { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--tinta); }
.marca img { width: 44px; height: 44px; }
.marca strong { display: block; font-size: 1.05rem; font-weight: 800; line-height: 1.1; }
.marca small { display: block; font-size: .76rem; color: var(--suave); font-weight: 600; letter-spacing: .02em; }
.menu { display: flex; gap: 28px; }
.menu a { color: var(--texto); text-decoration: none; font-weight: 600; font-size: .95rem; }
.menu a:hover, .menu a[aria-current="page"] { color: var(--azul); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  padding: 88px 0 100px;
  color: #C9D1FF;
  background:
    radial-gradient(900px 520px at 88% -8%, rgba(56, 84, 255, .85) 0%, transparent 62%),
    radial-gradient(760px 460px at -12% 112%, rgba(10, 31, 168, .9) 0%, transparent 60%),
    linear-gradient(160deg, var(--azul-escuro), var(--azul-noite));
}
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(rgba(255, 255, 255, .09) 1px, transparent 1px);
  background-size: 22px 22px;
  -webkit-mask-image: linear-gradient(to bottom, #000 0%, transparent 85%);
  mask-image: linear-gradient(to bottom, #000 0%, transparent 85%);
}
.hero .container {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center;
}
.selo {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 7px 14px; border-radius: 999px;
  background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .18);
  color: #fff; font-size: .85rem; font-weight: 600;
}
.selo::before {
  content: ""; width: 8px; height: 8px; border-radius: 50%;
  background: var(--amarelo); box-shadow: 0 0 0 4px rgba(255, 194, 26, .22);
}
.hero h1 { color: #fff; font-size: clamp(2.3rem, 4.8vw, 3.7rem); margin: 22px 0 18px; }
.hero h1 em { font-style: normal; color: var(--amarelo); }
.hero .lead { font-size: 1.15rem; max-width: 34em; }
.hero-acoes { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 38px; }
.numeros { display: flex; flex-wrap: wrap; gap: 20px 40px; padding-top: 28px; border-top: 1px solid rgba(255, 255, 255, .14); }
.numeros strong { display: block; color: #fff; font-size: 1.55rem; font-weight: 800; line-height: 1.15; }
.numeros span { font-size: .88rem; color: #AFB9F5; }

/* Conversa ilustrativa no WhatsApp */
.chat {
  width: 100%; max-width: 390px; margin-left: auto;
  background: #EFEAE2;
  border: 8px solid #0B1033;
  border-radius: 30px;
  box-shadow: var(--sombra-forte);
  overflow: hidden;
}
.chat-topo { display: flex; align-items: center; gap: 12px; padding: 14px 16px; background: var(--azul); }
.chat-topo img { width: 38px; height: 38px; border-radius: 50%; box-shadow: 0 0 0 2px rgba(255, 255, 255, .35); }
.chat-topo strong { display: block; color: #fff; font-size: .95rem; line-height: 1.2; }
.chat-topo small { color: #C9D1FF; font-size: .74rem; }
.chat-corpo {
  display: flex; flex-direction: column; gap: 10px;
  padding: 18px 14px 22px;
  background-image: radial-gradient(rgba(0, 0, 0, .045) 1px, transparent 1px);
  background-size: 16px 16px;
}
.chat-dia { align-self: center; font-size: .72rem; background: #fff; color: #54656F; padding: 4px 10px; border-radius: 8px; box-shadow: 0 1px 1px rgba(0, 0, 0, .06); }
.msg {
  position: relative; max-width: 86%;
  padding: 9px 12px 20px;
  border-radius: 12px;
  font-size: .9rem; line-height: 1.45; color: #111B21;
  box-shadow: 0 1px 1px rgba(0, 0, 0, .08);
}
.msg time { position: absolute; right: 10px; bottom: 4px; font-size: .68rem; color: #667781; }
.msg.cliente { align-self: flex-end; background: #D9FDD3; border-top-right-radius: 4px; }
.msg.mj { align-self: flex-start; background: #fff; border-top-left-radius: 4px; }
.chat-rodape { display: flex; align-items: center; gap: 8px; padding: 10px 12px; background: #F0F2F5; }
.chat-rodape span { flex: 1; background: #fff; border-radius: 999px; padding: 9px 14px; font-size: .85rem; color: #8696A0; }
.chat-rodape i { width: 38px; height: 38px; border-radius: 50%; background: var(--azul); display: grid; place-items: center; }
.chat-rodape i svg { width: 18px; height: 18px; }
.chat-legenda { margin: 12px auto 0; max-width: 390px; text-align: center; font-size: .78rem; color: #8F9AD8; }

/* ---------- Faixa de segurança ---------- */
.aviso { background: var(--amarelo); color: var(--tinta); }
.aviso .container { display: flex; align-items: center; gap: 14px; padding: 16px 0; font-weight: 600; }
.aviso svg { width: 26px; height: 26px; flex: none; }
.aviso p { margin: 0; }

/* ---------- Seções ---------- */
.secao { padding: 96px 0; }
.secao-clara { background: var(--fundo); }
.secao-escura {
  color: #C9D1FF;
  background:
    radial-gradient(700px 380px at 100% 0%, rgba(56, 84, 255, .45) 0%, transparent 60%),
    linear-gradient(160deg, var(--azul-escuro), var(--azul-noite));
}
.secao-escura h2, .secao-escura h3 { color: #fff; }
.cabeca { max-width: 680px; margin: 0 0 48px; }
.cabeca.centro { margin-inline: auto; text-align: center; }
.rotulo {
  display: inline-block; margin-bottom: 12px;
  font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase;
  color: var(--azul);
}
.secao-escura .rotulo { color: var(--amarelo); }
.cabeca h2 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); }
.cabeca p { font-size: 1.08rem; color: var(--suave); margin: 0; }
.secao-escura .cabeca p { color: #AFB9F5; }

/* Produtos */
.grade-produtos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.produto {
  display: flex; flex-direction: column; gap: 12px;
  background: #fff; border: 1px solid var(--linha); border-radius: var(--raio);
  padding: 28px 24px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.produto:hover { transform: translateY(-4px); box-shadow: var(--sombra); border-color: #C9D0F5; }
.icone { width: 52px; height: 52px; border-radius: 14px; background: var(--azul-claro); color: var(--azul); display: grid; place-items: center; flex: none; }
.icone svg { width: 26px; height: 26px; }
.produto h3 { font-size: 1.15rem; margin: 6px 0 0; }
.produto p { font-size: .95rem; margin: 0; color: var(--suave); flex: 1; }
.publico { display: flex; flex-wrap: wrap; gap: 6px; margin: 0; padding: 0; list-style: none; }
.publico li { font-size: .74rem; font-weight: 700; color: var(--azul); background: var(--azul-claro); padding: 3px 9px; border-radius: 999px; }
.link-seta { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; text-decoration: none; }
.link-seta::after { content: "→"; transition: transform .15s ease; }
.link-seta:hover::after { transform: translateX(3px); }

/* Passo a passo */
.passos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin: 0; padding: 0; list-style: none; counter-reset: passo; }
.passos li {
  position: relative; padding: 28px 24px;
  border-radius: var(--raio);
  background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .12);
}
.passos li::before {
  counter-increment: passo; content: counter(passo, decimal-leading-zero);
  display: block; margin-bottom: 16px;
  font-size: 2.2rem; font-weight: 800; line-height: 1; color: var(--amarelo);
}
.passos h3 { font-size: 1.1rem; margin-bottom: 6px; }
.passos p { margin: 0; font-size: .95rem; }

/* Duas colunas */
.dupla { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.dupla .cabeca { margin-bottom: 28px; }
.lista-check { list-style: none; padding: 0; margin: 0 0 30px; display: grid; gap: 14px; }
.lista-check li { position: relative; padding-left: 36px; }
.lista-check li::before {
  content: ""; position: absolute; left: 0; top: 1px;
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--azul-claro) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A1FA8' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / 14px no-repeat;
}
.lista-check strong { color: var(--tinta); }
.cartao-info { background: #fff; border: 1px solid var(--linha); border-radius: var(--raio); padding: 32px; box-shadow: var(--sombra); }
.cartao-info h3 { font-size: 1.2rem; margin-bottom: 18px; }
.tipos { list-style: none; margin: 0 0 22px; padding: 0; display: grid; gap: 12px; }
.tipos li { display: flex; gap: 14px; align-items: flex-start; padding: 14px; border-radius: 12px; background: var(--fundo); }
.tipos li .icone { width: 40px; height: 40px; border-radius: 10px; background: #fff; }
.tipos li .icone svg { width: 20px; height: 20px; }
.tipos strong { display: block; color: var(--tinta); font-size: .98rem; }
.tipos span { font-size: .9rem; color: var(--suave); }
.nota-sair { display: flex; gap: 12px; align-items: center; margin: 0; padding: 14px 16px; border-radius: 12px; background: #FFF7DB; color: var(--tinta); font-size: .92rem; }
.nota-sair b { background: var(--tinta); color: #fff; padding: 2px 8px; border-radius: 6px; font-size: .8rem; letter-spacing: .06em; }

/* Motivos */
.grade-motivos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.motivo .icone { margin-bottom: 18px; }
.motivo h3 { font-size: 1.08rem; }
.motivo p { font-size: .95rem; color: var(--suave); margin: 0; }

/* Perguntas frequentes */
.faq { max-width: 820px; margin: 0 auto; display: grid; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--linha); border-radius: var(--raio-sm); padding: 0 22px; transition: border-color .2s ease; }
.faq details[open] { border-color: #C9D0F5; }
.faq summary { position: relative; list-style: none; cursor: pointer; padding: 20px 36px 20px 0; font-weight: 700; color: var(--tinta); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%);
  font-size: 1.6rem; font-weight: 500; color: var(--azul); transition: transform .2s ease;
}
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq details p { margin: 0 0 20px; color: var(--suave); }

/* Chamada final e contato */
.cta-final {
  position: relative; overflow: hidden;
  display: grid; grid-template-columns: 1.15fr .85fr; gap: 44px; align-items: center;
  padding: 56px;
  border-radius: 28px;
  color: #C9D1FF;
  background:
    radial-gradient(520px 320px at 100% 0%, rgba(56, 84, 255, .9) 0%, transparent 65%),
    var(--azul);
}
.cta-final h2 { color: #fff; font-size: clamp(1.8rem, 3vw, 2.5rem); }
.cta-final p { font-size: 1.05rem; }
.contatos { display: grid; gap: 12px; }
.contato-item {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 14px 16px; border-radius: 14px;
  background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .14);
  color: #fff; text-decoration: none;
}
a.contato-item:hover { background: rgba(255, 255, 255, .14); }
.contato-item svg { width: 22px; height: 22px; flex: none; margin-top: 2px; color: var(--amarelo); }
.contato-item small { display: block; font-size: .74rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: #AFB9F5; }
.contato-item span { font-weight: 600; overflow-wrap: anywhere; }
.cta-final > *, .contato-item > div { min-width: 0; }

/* ---------- Rodapé ---------- */
.rodape { background: var(--azul-noite); color: #9AA5E0; padding: 64px 0 28px; font-size: .92rem; }
.rodape a { color: #DCE2FF; text-decoration: none; }
.rodape a:hover { text-decoration: underline; }
.rodape-grade { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255, 255, 255, .1); }
.rodape .marca { margin-bottom: 18px; }
.rodape .marca strong { color: #fff; }
.rodape .marca small { color: #9AA5E0; }
.rodape h4 { color: #fff; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 14px; }
.rodape ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.dados-empresa { margin: 0; display: grid; gap: 4px; }
.legal { padding-top: 24px; font-size: .8rem; line-height: 1.65; color: #7C88C9; }
.legal p { margin: 0 0 10px; }
.rodape .pendente { color: #6B4E00; }

/* Botão flutuante do WhatsApp */
.whats-flutuante {
  position: fixed; right: 20px; bottom: 20px; z-index: 60;
  width: 60px; height: 60px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--whats); color: #fff;
  box-shadow: 0 14px 30px -10px rgba(0, 0, 0, .45);
  transition: transform .15s ease;
}
.whats-flutuante:hover { transform: scale(1.06); }
.whats-flutuante svg { width: 30px; height: 30px; }

/* ---------- Páginas legais ---------- */
.doc-hero {
  padding: 60px 0 54px;
  color: #C9D1FF;
  background:
    radial-gradient(700px 380px at 100% 0%, rgba(56, 84, 255, .5) 0%, transparent 60%),
    linear-gradient(160deg, var(--azul-escuro), var(--azul-noite));
}
.doc-hero h1 { color: #fff; font-size: clamp(2rem, 4vw, 3rem); margin: 14px 0 12px; }
.doc-hero p { margin: 0; color: #AFB9F5; max-width: 46em; }
.migalha { font-size: .85rem; color: #AFB9F5; }
.migalha a { color: #fff; text-decoration: none; }
.migalha a:hover { text-decoration: underline; }
.doc { display: grid; grid-template-columns: 270px 1fr; gap: 56px; align-items: start; padding: 64px 0 96px; }
.doc > * { min-width: 0; }
.indice {
  position: sticky; top: calc(var(--topo) + 24px);
  max-height: calc(100vh - var(--topo) - 48px); overflow: auto;
  padding: 20px; border-radius: var(--raio-sm);
  background: var(--fundo); border: 1px solid var(--linha);
}
.indice summary { list-style: none; pointer-events: none; font-size: .76rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--suave); margin-bottom: 10px; }
.indice summary::-webkit-details-marker { display: none; }
.indice ol { margin: 0; padding-left: 1.3em; display: grid; gap: 7px; font-size: .9rem; }
.indice a { color: var(--texto); text-decoration: none; }
.indice a:hover { color: var(--azul); }
.artigo { max-width: 760px; font-size: 1.02rem; }
.artigo h2 { font-size: 1.4rem; margin: 2.2em 0 .6em; scroll-margin-top: calc(var(--topo) + 20px); }
.artigo > :first-child { margin-top: 0; }
.artigo h3 { font-size: 1.08rem; margin: 1.6em 0 .5em; }
.artigo ul, .artigo ol { padding-left: 1.3em; margin: 0 0 1.2em; }
.artigo li { margin-bottom: .45em; }
.artigo strong { color: var(--tinta); }
.destaque { margin: 1.4em 0; padding: 18px 20px; border-left: 4px solid var(--azul); border-radius: 0 12px 12px 0; background: #EEF1FF; color: var(--tinta); }
.destaque p:last-child { margin-bottom: 0; }
.destaque.alerta { background: #FFF7DB; border-left-color: var(--amarelo-escuro); }
.tabela-wrap { overflow-x: auto; margin: 1.2em 0 1.6em; border: 1px solid var(--linha); border-radius: 12px; }
.tabela-wrap table { width: 100%; min-width: 600px; border-collapse: collapse; font-size: .93rem; }
.tabela-wrap th, .tabela-wrap td { text-align: left; vertical-align: top; padding: 12px 14px; border-bottom: 1px solid var(--linha); }
.tabela-wrap th { background: var(--fundo); color: var(--tinta); font-weight: 700; }
.tabela-wrap tr:last-child td { border-bottom: 0; }
.ficha { display: grid; grid-template-columns: max-content 1fr; gap: 8px 18px; margin: 1em 0 1.4em; padding: 20px; border: 1px solid var(--linha); border-radius: 12px; background: var(--fundo); }
.ficha dt { font-weight: 700; color: var(--tinta); }
.ficha dd { margin: 0; }

/* ---------- Responsivo ---------- */
@media (max-width: 1000px) {
  .grade-produtos, .passos, .grade-motivos { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  .menu { display: none; }
  .hero { padding: 64px 0 72px; }
  .hero .container, .dupla, .cta-final, .rodape-grade { grid-template-columns: 1fr; }
  .chat { margin: 0 auto; }
  .cta-final { padding: 36px 24px; }
  .doc { grid-template-columns: 1fr; gap: 28px; padding-top: 36px; }
  .indice { position: static; max-height: none; }
  .indice summary { pointer-events: auto; cursor: pointer; margin-bottom: 0; }
  .indice[open] summary { margin-bottom: 10px; }
  .indice summary::after { content: " +"; }
  .indice[open] summary::after { content: " −"; }
}
@media (max-width: 600px) {
  .secao { padding: 72px 0; }
  .grade-produtos, .passos, .grade-motivos { grid-template-columns: 1fr; }
  .marca small { display: none; }
  .topo .btn-pequeno span { display: none; }
  .aviso .container { align-items: flex-start; font-size: .92rem; }
  .ficha { grid-template-columns: 1fr; gap: 2px; }
  .ficha dd { margin-bottom: 10px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}
@media print {
  .topo, .rodape, .whats-flutuante, .indice { display: none; }
  .doc { display: block; padding: 0; }
  .doc-hero { background: none; color: #000; padding: 0 0 20px; }
  .doc-hero h1, .doc-hero p { color: #000; }
}